ZIP 32181

ZIP 32181 is in the Palatka, FL market. Market numbers below; the ZIP's rank is on the map.

Median cap rate

: 4.1%.

Median IRR

: 7.4%.

Median list price

: $289,900.

Appreciation

: 4.4%/yr .

Rent growth

: 3.0%/yr .

Sources: FHFA House Price Index® (developmental annual index), U.S. Census Bureau ACS 5-year estimates, and Rescover analysis of public listings under system-default underwriting, updated September 2026.