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Investment DictionaryAPOD (Annual Property Operating Data)
The one-page financial statement of a rental - income at the top, cash flow at the bottom, every deduction visible in between.
An APOD is the standardized one-page financial statement for an income property: annual income, operating expenses, NOI, debt service, and cash flow, in one readable chain.
gross potential income
- vacancy and credit loss
= effective rental income
- operating expenses
= NOI
- debt service (and other non-operating costs)
= net cash flow
Why the format earns its keep
Every line is a claim you can check. Where did the rent figure come from? Is the vacancy assumption honest? Are expenses complete? Because APODs are standardized, they also make properties comparable: two deals side by side, same lines, no hiding.
Where you'll see it in Rescover
Every analysis includes the APOD table, built from visible and editable inputs, with a toggle between normalized and raw cash flow views. It's the "show me the math" view behind the headline metrics.

Amortization (Loan Paydown)
Every mortgage payment quietly buys back a piece of your property. That's equity you didn't have to write a check for.
Cap Rate
Net operating income divided by price. The speed of the return, before financing.
Cash Flow Shortfall
When collected income doesn't cover expenses plus the mortgage, the difference comes out of your pocket. Size it before it sizes you.
See it with your own numbers.
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