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Rent vs. Sell: should you keep the house?

One analysis mode answers it whether the house is rented yet or not - what keeping earns, what selling nets.

"Should I rent this house out or sell it?" is the same question whether you inherited the house, moved out of it, or have been renting it for a decade. Rent vs. Sell is the Rescover analysis mode that answers it.

What it compares

Two futures, from today forward:

  • Keep it (rent it): projected cash flow, loan paydown, appreciation, and tax effects over your hold period.
  • Sell it now: your net proceeds after selling costs, invested at your alternative rate of return.

The verdict shows which path builds more wealth by your horizon, and what a refinance would change. The past doesn't factor in, because it shouldn't: what the house did before today is history, and history is sunk.

Where to find it

In the analysis configurator, choose the Rent vs. Sell mode (the modes are New Purchase, Rent vs. Sell, and Flip/BRRRR). If the property is already rented, the analysis starts from your actual lease; if it isn't rented yet, it starts from the RentCast estimate with the comps behind it. Rent vs. Sell requires Property Suite Pro or above.

Tracking history instead

If what you want is your property's historical performance (past income and expenses, lifetime return), that's a portfolio job, not an analysis mode: add the property to your portfolio and record its history there. Property managers do this automatically for their owners through Portfolio Insights.

See it with your own numbers.

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