Net Cash Flow (Total Cash Flow)

Net cash flow (total cash flow) is the final balance after everything is paid: effective rental income minus operating expenses minus non-operating costs like the mortgage and capital expenditures.

net_cash_flow = ERI - operating_expenses - debt_service - capex

Positive means the property pays you. Negative is a cash flow shortfall: the property bills you, and the difference comes out of pocket.

The bottom of the chain

Net cash flow is where the whole APOD chain lands: gross potential income, minus vacancy and credit loss, minus operating expenses (that's NOI), minus financing and capital costs. Every assumption you made on the way down is embedded in this one number, which is exactly why the assumptions deserve scrutiny.

Where you'll see it in Rescover

Every analysis shows monthly and annual cash flow, before and after tax, projected across your hold period, with the full APOD chain behind it, every input visible and editable.